After Lockdown, What’s Better, Commuting Or Car Travel?

441 / News 2019
After Lockdown, What's Better, Commuting Or Car Travel?

After enduring one of the most testing times of peoples’ lives in modern times, the world is slowly trying to get back to some sort of normality. In most cases, things will never be the same and more and more, the words social distancing, contactless, and wearing masks in socially accessible areas will also be classed as an accepted activity.

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Best Emergency Kits For Cars And Vans

558 / News 2020
Best Emergency Kits For Cars And Vans

In most vehicles these days, the car or van manufacturer fits as standard an emergency kit. Normally consists of bandages, plasters, micro scissors, and gauze. When it comes to buying a used car or used van, there may be incidents where there’s no kit at all or the previous owners of the vehicles have removed it. If you will be travelling to Europe, it is also important to note that many European countries have laws that require you to carry a first aid kit in your vehicle at all times.

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How Best Price Car Sales Works

532 / News 2020
How Best Price Car Sales Works

In need of a new used car or van? Concerned about wandering around countless use car forecourts and speaking to people behind your face mask?

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Best Advice On Maintaining Your New Car

542 / News 2020
Best Advice On Maintaining Your New Car

At Best Price Car Sales, we are proud to say, all the used cars and used vans we sell come fully HPI checked and mechanically inspected. Each vehicle is cleaned and prepped for sale which gives peace of mind to our customers, knowing that we are selling high quality used cars with a full list of inspections to ensure all our customers are happy at the point of delivery or the point of sale on the forecourt.

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Is PCP Finance Good Or Bad?

486 / News 2020
Is PCP Finance Good Or Bad?

Did you know that around 9 out of 10 new cars sold in the UK are through PCP finance? Purchasing this way gives buyers the chance to make lower payments to buy their dream cars. Normally a deposit will be required, but in some cases, there are options for no deposit too.

 

PCP is a definitely a popular way to go about buying new cars off the forecourt and also gives you the option to keep the car at the end of the term, or choose another new car and start a new contract term. Unfortunately, PCP finance can also be a bit of a sore point if mis sold, which has recently been brought to light in the media.

What Is PCP Finance?
PCP finance is the abbreviation for Personal Contract Plan. The finance option itself can be more than adequate for most consumers seeking to buy a brand new car with low instalments. The reality is that PCP can be a cost effective way of sticking within your monthly budget. The issues tend to lie in not the product itself, but how it’s been sold to customers.

What’s Been The Common Issue?
There are a few but the most common mis-selling issue has been the dreaded final Balloon payment which has to be made at the end of the term, in order to complete the purchase of your car. This can range into many thousands of pounds. In many cases, for some reason, this has not been mentioned at the point of sale or the customer had a ‘misunderstanding’ on how the final payment will be made. This can be perilous because if you can’t pay it, you are at risk of losing your car and having a CCJ on your credit file.

Things To Also Be Wary Of
The PCP finance contract usually states a limitation on yearly mileage, penalties for scratches and dents, and possible negative equity of your car, meaning you may have to make up any shortfall of value in order to change the car and start a new PCP contract.

Good Alternatives?
Of course, there is! Firstly, yes it’s great owning a brand new car and nice to show off to the Jones’ next door. But we all know, once that car leaves the forecourt and is heading its way back to your home, it’s lost value. In some cases, depending on the make and model of the car, the drop can be staggeringly unbelievable.

Wouldn’t it be more logical to buy a high quality used car, a few years old, with a full service history? Firstly you’re getting it at a much cheaper price, and secondly, you can buy it through hire purchase finance. This means after the final payment, the car is yours, no small print on mileage, dents or scratches, etc. What’s even better is that Best Price Car Sales Will offer to use your car as part exchange which you still have on finance to upgrade for a bigger, better, or more fuel-efficient one. And if you have been making all your payments on time, you could even get an even better deal on the payments. This can all be done, after only one year!

Why not visit Best Price Car Sales and see our vast range of used cars and used vans, and speak to one of our friendly advisors today or call us on 02382 544 186.

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